At SBK, we follow a partnership process that’s as precise as it is flexible. It starts with a financial plan — detailed and created for you. We make ongoing planning and investment recommendations designed to help you achieve your goals. We also research and document tax strategies upfront, for your benefit. From there, your team orchestrates ongoing execution, and reaches out often to keep you in the loop. Our process is our way of helping to instill the mutual trust toward maximizing your wealth potential.

Our 6-Step Partnership Process

1
Introduction
“The first thing we do is get to know each other.”
  • Learn more about you
  • Share information about SBK
  • Gain understanding of what you’re looking for
2
DISCOVERY
“You’ll get lots of questions (and we’ll do lots of listening).”
  • Determine your goals & objectives
  • Introduce your investment, tax and support team
  • Explore possible solutions, raise potential issues
3
PLAN
“We want you to be informed … and comfortable.”
  • Present a customized, research-based financial plan
  • Explain all options and opportunities
  • Answer any questions
4
Implementation
“There are many moving parts—and we’re on each and every one.”
  • Adjust plan based on final decisions & cash flow analysis
  • Prepare documentation needed to move forward
  • Execute portfolio and tax strategies
5
Communication
“What’s going on with you, your family, your business?”
  • Ongoing calls, emails, notifications to clarify/advise
    • Scheduled
    • On as-needed basis
6
Calibration
“How can we address changes in your priorities and in the market?”
  • Annual meeting
    • Review progress
    • Re-assess goals & objectives and implement

Independent Collaboration. SBK augments its services with capital market assumptions, ongoing due diligence, investment research, and custodial services from other leading independent investment firms.

These relationships allow SBK—a small, intimate firm—to compete on a global level, giving clients a best-of-all world’s approach to wealth management.

Not all services will be appropriate or necessary for all clients, and the potential value and benefit of SBK Financial, Inc.’s (“SBK’s”) services will vary based upon a variety of factors, such as the client’s investment and financial circumstances, the client’s tax bracket, the nature and amount of the client’s employer and outside benefits, the client’s level of cooperation and communication, and the client’s overall objectives. SBK will generally upon the accuracy and completeness of the information provided by the client when providing advisory services. The receipt of personalized and tailored services, or your access to financial or professional resources should not be construed as a guarantee of a particular outcome. Past performance does not guarantee future results. All investing comes with risk, including risk of loss. SBK is not a certified public accounting firm, however, certain clients can also engage SBK under a separate agreement for tax preparation and/or planning services through SBK representatives who are Certified Public Accountants.